Congress has failed to approve a Continuing Resolution providing funding for most government operations. Therefore, spending authority for most of the government expired at midnight on January 19, 2018. Until legislation providing for funding is signed into law, many offices and programs of the federal government are now shut down. This means many, but not all, government programs, including some that impact federal housing and mortgage programs have been suspended or slowed due to the lapse in government funding. Read more here. http://www.nar.realtor.